Hello, I have been browsing this sub and many others about investing.
My situation: I am 24, have around 25k to invest and just want to focus on securing a retirement fund with the money – therefore investing for around 25-30 years. My idea is to just set it and forget, therefore I wanted to choose the standard all-world ETF.
ETF: Vanguard FTSE All-World UCITS ETF (USD) Accumulating
My questions are:
- I know that lump sum beats DCA 2/3 of the time. However, what is the current sentiment among people that are around you? Should I just keep a part of the money on the sidelines in case a correction comes or is “time in the market beats timing the market” just the way to go in this case? Should I just put it all in and forget about it?
- Should I add “Emerging markets” ETF for around 10-15% of the money?
Thank you all for your input!