HELOC offer to pay off mortgage? : personalfinance

Got a HELOC offer in the mail for 2.75% and a .75% discount with autopay and what not. That is close to 2% lower than my outstanding mortgage (less than a year old) the Zillow estimate on my house has gone up quite a bit, and we already had about 30k in equity. Would this be worth the hassle in the end with an already comfortable mortgage?

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