MobiePay Ico Review – Universal Payment & Reward Ecosystem


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About MobiePay

MobiePay is being built to be a universal payment ecosystem that allows users to instantly spend or exchange fiat and cryptocurrency directly from their mobile phone to merchants or other users. Mobie will reduce friction in the payment process and give users immediate cash back on purchases.

MobiePay Ico will be a fast and convenient alternative to cash or plastic and will be integrated with over 500 brands at 225,000 retail locations and online sites. MobieCoin is designed as an integrated payment token that connects any fiat and cryptocurrency directly to the global retail marketplace. Mobie intends to bridge the gap between cryptocurrency and local currency enabling a revolutionary new payment standard.

Token Basic Information

Solution

The “MobiePay” protocol and digital wallet will be able to access fiat and cryptocurrency in real time and allow for cashless and cardless transactions, creating a system that will eliminate chargebacks and dramatically reduces fraud. Mobie is designed to be a fast and convenient way to convert any accredited cryptocurrency into ready to spend local fiat currency.

Mobie’s goal is to democratize cryptocurrencies and allow them to be widely used for granular transactions in the global marketplace. This process will help popularize usage and stabilize real-world value. Mobie is also poised to open up a new payment channel and cross border remittances for global consumers that are unbanked.

The Vision

MobiePay Ico vision is a universal payment system designed to target a very wide demographic. The goal is to open the door for billions of non-crypto users worldwide and allow them to use the currency on a daily basis. The user interface is being designed to be easy to use and simple enough to encourage rapid adoption.

They intend to provide the global marketplace with a ground-up infrastructure that embraces digital advances and employs them to build a system as scalable and flexible as plastic but without the inherent inefficiencies and burden on retailers. Blockchain will allow us to set this up in a way that benefits both retailers and consumers.

MobiePay is committed to becoming the transformative solution to the current payment system’s flaws and inadequacies; clearing the way to integrate crypto into the existing POS rails while speeding up transactions and eliminating the burden on retailers. Mobie hopes to be the future of trustless protocols

Mobie Consumer Features

Pay with Your Mobile Phone

Make purchases and payments worldwide using your mobile phone. No need for a bank account or debit card.

Global Checkout & Settlement

Mobie is integrating with over 225,000 physical and online Point-of-Sale (POS) systems at top retailers and merchants worldwide.

Universal Loyalty & Rewards Platform

Streamlines the loyalty and rewards for both consumers and merchants on a single platform.

Send & Receive Money Anywhere

Banked and unbanked users can send receive any major currency via MobieCoin and exchange it into local fiat currency.

Exchange Fiat & Digital Currency in Seconds

Consumer and merchant you can exchange any currency, local fiat or digital instantly with NO FEES.

Mobie Merchant Features

Payment Gateway & Instant Settlement

Settles transactions in a near-instant, in the merchants local currency. Improves cash-flow by eliminating the need to wait 2-5 days to receive funds.

Mobile Payment Data for Marketing

MobiePay Ico provides proprietary data for Merchants which can be used to market to new and existing customers.

Affiliate Revenue

Affiliate merchants can earn money from purchases made on the mobie ecosystem on users they refer.

Direct Marketing & Promotions

Merchants can create custom promotions and campaigns that precisely target their customers and drive new sales.

No More Chargebacks or Fraud

With MobiePay, retailers avoid credit card disputes and chargeback fraud allowing them to improve margins and provide more competitive pricing.

Mobie use Cases

Retail

Use Mobie in-store at checkout with mobile phone securely and with ease.

Transportation

Using mobie easily and securely for public transportation and rideshare.

Global Payroll

With Mobie employers can instantly pay employees in any currency directly to their phone.

SMB’s

Small and Medium business can use Mobie to payments, rewards, and data to gain a competitive edge.

Events

No need for cards, using mobie will allow for a fast, easy and secure transaction with mobile phone.

Gaming & E-Sports

Mobies Whitelabel, rewards, and data tech will be perfect for gaming partners.

Ecommerce

MobiePay Ico ecosystem will allow for easy purchase for global eCommerce

Non Profit

Mobie’s mechanism will make it easy and secure to give rewards directly to charities.

Mobie Payment Ecosystem 

Mobie’s mission is to create a reliable and accessible alternative to the existing banking and payment infrastructure. The Mobie system should allow you to utilize your smart device as a digital wallet that can be used globally at any point of sale. It will provide a very familiar place to store your money safely and then access it instantly for convenient transactions. It will also facilitate purchases with any smart device, so you will be able to immediately spend cash or crypto using the Mobie token.

MobiePay IcoMobie’s mission is to create a reliable and accessible alternative to the existing banking and payment infrastructure. The Mobie system should allow you to utilize your smart device as a digital wallet that can be used globally at any point of sale. It will provide a very familiar place to store your money safely and then access it instantly for convenient transactions. It will also facilitate purchases with any smart device, so you will be able to immediately spend cash or crypto using the Mobie token.

MobiePay Ico promise of blockchain technology is that it can change the payment industry as we know it. It can address many of the problems outlined above as a protocol that is flexible, scalable and decentralized. Payments can be made directly from customer to merchant without the need for intermediaries. This eliminates most of the risk, reduces the costs and improves transactional efficiency. It also integrates cryptocurrency into everyday commerce, allowing for the democratization of it as a currency standard. As cryptocurrencies flow into more traditional microtransactions and away from big volume trading desks, they become more stable. We believe this stability is the key to mass acceptance and adoption of alternative currencies.

Token Economics

MobiePay is powered by MobieCoin (“MBX”). MBX is Stellar native utility token and will serve as the core collateralization and economic engine that drives  spending & settlement in the MobiePay ecosystem. In the links below, we will outline all important assumptions pertaining to MBX including its utility and core function as it pertains to fiat and digital assets along with rewards for staking and data usage or privacy. Please see the ONE PAGE HERE and the OVERVIEW DOCUMENT HERE for more detailed information.

Security Suite Features

  • KYC & AML Compliance – New users of the Mobie application will complete the standard KYC (Know Your Customer) and AML (Anti-Money Laundering) compliance procedures.
  • App Shield – Impedes attacker’s attempts to reverse-engineer and modify the application              Strong encryption and code obfuscation render your apps’ code useless to miscreants – making it more difficult for them to spoof your app, tamper with its security controls or perform other nefarious activities.
  • Whitebox Cryptography – Protects Encryption Keys within the mobile device.
  • Fingerprint Authentication – A simple and proven biometric authentication option that utilizes a fingerprint scan to quickly and accurately authenticate users .
  • Facial Authentication –  A frictionless biometric option that analyzes facial data points and next-generation liveness detection to quickly and accurately authenticate users (supports Apple Face ID).
  • Behavioral Biometrics – A frictionless biometric option that continuously operates in the background, invisible to the end users while scoring behaviors like keystroke, touch and mouse motion for accurate authentication.
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